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SHA Premium guides

SHA premium is the contribution a household is expected to pay into the Social Health Insurance Fund. For salaried households it's 2.75% of gross salary, deducted by the employer. For everyone else it's based on household income as estimated through means testing — with a minimum of KSh 300 a month.

Most premium questions come down to one thing: whether the information behind your assessment still matches your real situation. These guides explain how that works and what options may exist.

13 guides · By SHA Desk

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SHA PremiumWhy Is My SHA Premium So High?A higher-than-expected premium usually comes from the information behind your assessment. Here's what that means. 2 min read SHA PremiumHow SHA Premium Assessment WorksYour premium is linked to an assessment of household information. Understanding that is the key to everything else. 2 min read SHA PremiumCan SHA Premium Be Reduced?Where your premium doesn't reflect your circumstances, reduction may be possible. SHA Desk works toward KSh 6,000 a year. 2 min read

Paying more than KSh 6,000 for SHA?

SHA Desk can assist with SHA premium reduction or appeal toward KSh 6,000 per year — KSh 500 per month, where applicable.

Discuss My SHA Premium

Target SHA premiumKSh 6,000 / yearKSh 500 / month

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Premium too high?

How premium is worked out

Reduction and appeal

Paying and preparing

Common questions

Is the KSh 6,000 a year figure available to everyone?

No one can promise a specific figure for every household. SHA Desk can assist with SHA premium reduction or appeal toward KSh 6,000 per year — KSh 500 per month, where applicable.

What is the lowest SHA premium?

The Regulations set a minimum of KSh 300 per month for both salaried and non-salaried households.

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